Business

Skip to main content
 

Chequing Accounts

Make day-to-day banking a breeze

Select Image
 

Choose your chequing account

Your Chequing

Perfect for you if…

You want an account for occasional transactions with pay-as-you-go transaction fees and a low monthly fee of $2.25.

Key features
  • Transactions are charged on a per item basis
  • Pays interest at tiered rates
  • Access to ATMs, Online Banking, TeleService, Mobile App and Deposit Anywhere
  • Overdraft protection available on approved credit

Your Chequing 15

Perfect for you if…

You only make a few transactions per month for a low monthly fee of $4.50. (Fee waived for seniors 59+ and waived with minimum balance of $2000)

Key features
  • 15 free transactions per month ($1.60 for outgoing e-transfers)
  • Access to Online Banking, TeleService, Mobile App and Deposit Anywhere
  • ACCULINK® and EXCHANGE ® ATMs throughout Canada and PLUS for International ATMs
  • Overdraft protection available on approved credit

Your Chequing 40

Perfect for you if…

You average one transaction a day, with a few extra on the weekend for a monthly fee of $12.50. 25% ($9.25) discount for seniors 59+ (Fee waived with minimum balance of $2500)

Key features
  • 40 free transactions per month ($1.60 for outgoing e-transfers)
  • 2 free Interac® ATM withdrawals per month
  • Free basic personalized cheques
  • 25% discount on Safety Deposit Box
  • Access to Online Banking, TeleService, Mobile App and Deposit Anywhere
  • ACCULINK® and EXCHANGE ® ATMs throughout Canada and PLUS for International ATMs
  • Overdraft protection available on approved credit

Your Chequing Unlimited

Perfect for you if…

You want the ultimate in convenience, earning power, and account features without limits for a monthly fee of $26.00. 25% ($19.50) discount for seniors 59+ (Fee waived with minimum balance of $5000)

Key features
  • Unlimited transactions per month ($1.60 for outgoing e-transfers)
  • 5 free Interac® ATM withdrawals and 2 free Plus (International) withdrawals per month
  • Free basic personalized cheques and free money orders, official and certified cheques
  • 50% discount on Safety Deposit Box
  • Unlimited stop payments
  • Free monthly paper statements (mailed if requested)
  • Access to Online Banking, TeleService, Mobile App and Deposit Anywhere
  • ACCULINK® and EXCHANGE ® ATMs throughout Canada and PLUS for International ATMs
  • Overdraft protection available on approved credit

Your Chequing Electronic

Perfect for you if…

You transact electronically and want access to your accounts anytime, anywhere, using self-service options for a monthly fee of $20.00. 25% ($15.00) discount for seniors 59+ (fee waived with minimum balance of $3000)

Key features
  • Unlimited electronic transactions including outgoing e-transfers
  • 2 free Interac ATM withdrawals
  • $1.75 charge for non-electronic transactions including: in branch, cheques, Inter-Credit Union Services
  • Access to Online Banking, TeleService, Mobile App and Deposit Anywhere
  • ACCULINK® and EXCHANGE ® ATMs throughout Canada and PLUS for International ATMs
  • Overdraft protection available on approved credit

Your US Chequing

Perfect for you if…

You want to manage your US funds with a pay-as-you-go transactional account with a low monthly fee of $2.50.

Key features
  • Take advantage of buying US Dollars when exchange rates are favourable.
  • Ability to write cheques in US Dollars
  • Inquire on your account using TeleService and Online Banking. (Electronic transactions not available)

Your Youth 18 & Under

Perfect for you if…

You're 18 or under and want to save with Acadian Credit Union.

Key features
  • No monthly fee
  • Unlimited transactions ($1.60 for outgoing e-transfers)
  • Access to ATMs, Online Banking, TeleService, Mobile App and Deposit Anywhere

Your Youth 19-24

Perfect for you if…

You're 19-24 years old and want to save with Acadian Credit Union.  

Key features
  • Monthly fee of $3.00
  • Unlimited transactions ($1.60 for outgoing e-transfers)
  • Access to ATMs, Online Banking,TeleService, Mobile App and Deposit Anywhere
  • Application for a mastercard from our wide collection
 
 
 

Not sure which chequing account to choose?

We’ll be happy to help you pick the option that best suits your needs.

Select Image
 
 

Bank and pay your way

Select Icon

On your mobile device

View accounts, pay bills, transfer money, deposit cheques and more using our mobile app on your smartphone or tablet.

Select Icon

On your computer

Manage your money anytime from the comfort of your home with our intuitive online banking system.

Select Icon

Using mobile wallet

Turn your smartphone into your wallet with Apple, Google or Samsung Pay for quick, easy, and secure payments.

Select Icon

Via 3,000+ ATMs

Use our Canada-wide ATM network to access the money you need whenever you need it, surcharge-free.

 
 

Level up your financial know-how


Guide to budgeting

"Budget" isn't a bad word. Our guide helps take the mystery and stress out of building and maintaining yours.

Building healthy financial habits

Healthy habits aren't just for your lifestyle. Here's how to ensure current and future you are set up for success.

Get more genuine tips, tricks, and helpful resources on our Honest Money blog.

Interac® is a registered trademark owned by Interac Inc. and is used under license.

ACCULINK® is a registered trademark owned by Credit Union Central of Canada and is used under license.

EXCHANGE® is a registered trademark owned by FICANEX® and is used under license.

ICU® is a registered certification mark owned by Credit Union Central of Canada, used under license.