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Credit Protection

Protect your purchasing power, no matter what comes your way.

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Credit protection can help you be prepared for the unexpected

Protect your mortgage for your new home. Safeguard your line of credit for your growing business. Rest assured that your new car loan is safe. Whatever it is, credit protection can help protect the things that matter to you: your credit rating, your savings and retirement, your home, your family.

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Your home may be your largest investment

With mortgage protection, you can protect your family financially for less than you think. Mortgage protection can help cover payments or pay out your mortgage because of financial hardship due to disability, loss of employment, critical illness or death.

  • Total disability: Covers your insured monthly mortgage payments if you become disabled or sick and are unable to work.
  • Critical illness: Pays or reduces your insured mortgage if you suffer a stroke or heart attack, or are diagnosed with cancer.
  • Life: Pays your insured mortgage balance, tax-free, in event of your death. Plus, we provide a Living Benefit feature if you are diagnosed with a terminal illness with a life expectancy of 12 months or less.
  • Loss of employment: Covers your insured payment if you experience an involuntary loss of employment.

Ready to get started?

We’ll be happy to answer any questions and help you set up the insurance coverage you need.

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Payment Protection is optional and is underwritten by Co-operators life Insurance Company. Supporting services,
such as enrollment intake, medical underwriting and claims administration, are provided by the employees of
CUMIS Services Incorporated, a subsidiary of Co-operators life Insurance Company. Coverage is governed by the
terms and condit ions of the creditor group insurance policy issued to the group policyholder and is subject to terms,
conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full
coverage details. To contact CUMIS, a division of Co-operators life Insurance Company, visit cumis.com or call
1-800-263-9120.